What We Do

MISSION STATEMENT
We aim to be the premier financial planning firm in Moore County and surrounding areas.  Our goal is to provided financial peace of mind.  We are passionately involved in educating ourselves and our clients in the tremendously complex worlds of finance and investing.  We view ourselves as being on the frontline in our clients’ battle for financial freedom and success.  We engage our clients using a personalized approach focused on their needs, financial situation, and philosophy.

VIEWPOINT
As an independent financial services firm, we work for our clients.  Tax-Deferred Retirement Planners is responsible for its own overhead and is not beholden to any entity that is only interested in pushing the latest “Product of the Week”.  We believe satisfied clients need to feel that they share in the responsibility for the successful attainment of their financial objectives.

FINANCIAL PLANNING
Whether creating a Personal or Family Financial Plan for you or reviewing your existing plan, we follow the six steps of financial planning promoted by Certified Financial Planner Board of Standards, Inc.  Our work doesn’t end with implementation of a financial plan; we continue to monitor the plan and make adjustments as required by changes in your financial situation.

RETIREMENT PLANS
We have extensive experience in pension and IRA rollovers.  We feel diversification of these assets is important and that they should be invested in a way that is consistent with your financial goals.

ESTATE PLANNING
You may require assistance in the establishment of a plan to preserve or pass on your estate.  We can work with your estate attorney and/or tax adviser, or help you find one, to create your own custom-designed plan.

SECURITIES & INSURANCE
Among all the different types of securities and insurance products out there, we can help you with the purchase or sale of most, if not all, of them.  Charges for some of these services are often at a discount to normal commission rates.  Since we are not captive agents with any specific insurance company, comparable analyses are made to assure that insurance policies closely meet each individual client’s personal insurance objectives.

RISK MANAGEMENT
Our 50+ years of combined exposure to the securities markets covers the past 8 major bear markets.  Various methods to reduce investment risk should be part of every client’s plan.   We also use asset allocation to help reduce investment risk and believe it is important to diversify by asset class as well as industry group.

The road to Financial Freedom is always under construction.